BLUETARP FINANCIAL PRIVACY STATEMENT
Last Updated: December 20, 2019
Effective: January 1, 2020
BlueTarp Financial, Inc. ("BlueTarp", "we", "our" or "us") understands that confidentiality of information is important to visitors to our website and to our purchase account customers and dealers. We firmly believe that it is important for you to be informed regarding what information we collect, how we protect and use it, and what options are available to you with regard to information sharing.
This Privacy Statement describes the types of information BlueTarp may collect from you — as well as our practices for collecting, using, protecting and disclosing that information — when you:
(1) use the website bluetarp.com and other public accessible webpages we provide (collectively the "Site"); and
(2) (if you or your organization are an approved BlueTarp purchase account customer ("Customer") or enrolled BlueTarp dealer ("Dealer")) access and use an online account and related private web pages, software and transaction information and services, including general and personalized content, communication tools, invoice creation support tools and online and downloadable transaction information (the "Software").
This Privacy Statement does not apply to information collected by us offline or through any other means or to information collected by any third party, including through any application or third-party website that may link to or be accessible from our Site. We do not control and are not responsible for the privacy policies and practices of such third parties and recommend that you carefully review their privacy policies as they may differ from our own.
BlueTarp is part of the Capital One family of companies. The Capital One California Consumer Privacy Act Disclosure also applies to certain information that we and other Capital One affiliates collect about California residents.
If you have any questions, please contact us at firstname.lastname@example.org or 888-321-6698.
Please review this Privacy Notice carefully. By accessing and using the information and services available on the Site, or (if you or your organization are a Customer or Dealer) by clicking the check box indicating that you have read and understand this Privacy Statement you, on behalf of yourself and the organization on whose behalf you are accessing and using the Site and Software, shall be deemed to have consented to the policies and practices outlined in this Privacy Statement.
BlueTarp Financial has implemented measures intended to secure your information from accidental loss and from unauthorized access, use, alteration and disclosure. You also play an important role in maintaining the safety and security of your information. You should ensure that you are familiar and comfortable with the security level of your browser and watch for security alerts affecting the software on your computer or the browser you are using. Where we have given you access credentials, such as a user name and password, for certain parts of the Site or the Software, you are responsible for keeping these credentials confidential, and we ask you not to share them with anyone. Unfortunately, the transmission of information via the Internet is not completely secure, and no company, including BlueTarp, can fully eliminate security risks. Although we have implemented measures to protect your information, we cannot guarantee the security of your information transmitted to or from us, including via email, or the security of any links accessible from our Site.
What We Collect
We collect information about you in two ways: (i) directly from you when you provide it to us on the Site or using the Software, and (ii) automatically as you navigate through the Site or use the Software. More specifically, we collect the following types of information:
Customer Application Information: All of our Customers either complete or review and agree to an application or account agreement form for BlueTarp accounts. This information includes contact information (such as the business representative's name, title, business address, business phone number and fax number, and business email address); Customer information (such as the business name, principal office address, business type, number of employees, tax identification number, bank and trade references, etc.); and Customer authorized cardholder information (such as the names and credit limits, if any, of all authorized cardholders). When we receive applications or acceptance forms, we also obtain additional information to supplement the information provided (such as credit information about companies, public records, consumer reports about individuals, and information from references). We collect and retain this information and may update it from time to time.
Dealer Enrollment Information: Before a Dealer can join the BlueTarp program, a representative of the Dealer must complete an enrollment form to give us certain information, including contact information (such as the Dealer representative's name, title, business address, business phone number and fax number, and business email address) and Dealer information (such as the Dealer's name, principal office address, retail location addresses, tax identification number, and bank account information). We collect and retain this information and may update it from time to time.
Transaction Information: We collect and retain information about each transaction for each BlueTarp account, which may include a purchase identification, the identity of the authorized cardholder involved, the account number used in connection with the transaction, the name and location of the Dealer which sold the goods or services, the Dealer invoice number, the amount of the transaction, and the job identification number provided by an authorized purchaser. In some cases, we also collect detailed purchase information such as a description of the goods or services purchased, the merchandise Stock Keeping Unit (or "SKU") for each item purchased, price per unit, number of units, Dealer assigned job code, job name, job address, etc.
Profile and Survey Information: From time to time, BlueTarp Financial may request that you provide profile information such as the size of your business, type of business, building material usage, Internet preferences, etc. BlueTarp may also collect survey information from its Customers and Dealers, such as surveys about Internet use, your bookkeeping practices and software, and your views about BlueTarp.
Supplemental Information: BlueTarp may supplement the information that you provide with additional information we receive from third parties, including service providers, credit bureaus and industry trade groups. We treat any supplemental information we receive from third parties as carefully as the information that you provide to us directly.
Navigation Information and "Cookies": We use website usage metrics (including visits to our Site, the pages visited on our Site, the pathways used, and identity of sites from which users come to the Site) and Internet address information to help diagnose problems with our server, to track user traffic patterns, and to administer the Site. We may make use of a standard feature of browser software called a "cookie" to assign each visitor a unique, random number. A cookie is a file that identifies a computer as a unique user. Most browsers are initially set up to accept cookies. You may be able to reset your browser to refuse all cookies or to indicate when a cookie is being sent. If cookies are disabled, however, the Site (and many other websites) may be harder to use. A cookie cannot read data off the hard drive of a computer.
Communication Information: We may retain copies for our records of any communications we send to or receive from you via email, the Site, or the Software. We are not responsible for archiving and/or maintaining communication information. We encourage you to maintain your own records of communication with us.
How We Use the Information We Collect
We use the various types of information we collect about you in the following ways:
Customer Application Information: We use Customer application information to underwrite applications, to review the status of BlueTarp accounts from time-to-time, and to collect payments due BlueTarp or others on whose behalf we collect payments. We also use application information to verify your identity when you access our Site. We may also use aggregated application information for analysis purposes. For example, we may use aggregated application information to analyze the effectiveness of marketing solicitations. Aggregated application information will not be identified with any particular Customer or individual account holder.
Dealer Enrollment Information: We use Dealer enrollment information to process BlueTarp transactions, to verify the identity of a Dealer and its representatives when they access the Site, to provide remittance to Dealers for BlueTarp transactions and to obtain payment from Dealers for the services they obtain from BlueTarp. Dealer enrollment information may be used, with the Dealer's permission, to promote the Dealer as accepting BlueTarp. We may also use aggregate enrollment information for analysis purposes. For example, we may use aggregated enrollment information to analyze the effectiveness of sales and advertising efforts. Aggregated enrollment information will not be identified with any particular Dealer.
Transaction Information: BlueTarp uses transaction information to ensure proper Customer billing and Dealer reimbursement processing. We also securely transmit transaction information on our Site so that each Customer or Dealer can access its transaction information through a password-protected account at our Site.
Profile and Survey Information: BlueTarp uses profile information to better tailor our services to meet your individual needs and to inform you about various products and services. BlueTarp uses survey information to evaluate the performance of our services and to anticipate future customer services.
Navigation Information: Our Site uses navigation information to recognize each visitor to the Site as a user of the Site, to direct you to your personal account "home page" and to help keep track of usage patterns on the Site for future enhancements.
Other Uses: In addition to the foregoing, we may use the information we collect about you or that you provide to us as needed for lawful business purposes, including but not limited to any other purpose for which you provide it or to which you consent, as well as to comply with any court order, law or legal process, or in connection with a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of BlueTarp's assets.
Sharing Information with Employees and Service Providers
We may share information within BlueTarp and with our service providers in the following ways:
With Employees: Employees of BlueTarp have access to the information we collect. BlueTarp requires each employee to agree to keep all such information confidential and to abide by the policies and procedures set forth in this Privacy Statement.
With Service Providers: From time to time, BlueTarp retains the services of third-party service providers and consultants. We may allow these third parties to access the information we collect, but only to the extent required to perform the tasks we retain them to perform. The third parties agree to maintain the confidentiality of such information, and to abide by the policies and procedures set forth in this Privacy Statement.
Sharing Account Information for Credit and Collection Purposes
We may release account information under the following circumstances:
With Other Lenders or Credit Bureaus: We will disclose your credit history with us to other lenders or credit bureaus in order to support the credit approval process. We release only the information required to identify you, as well as the facts from our credit records about your repayment history.
With Outside Agents: We may take action to protect BlueTarp, which may result in disclosing information to parties outside BlueTarp, such as returning your checks due to insufficient funds or using agents to collect overdue accounts.
Other Third Party Information Sharing
It is our policy to use information in a way that will be helpful to you. BlueTarp will not share information we collect in a way that will intentionally put you at a competitive disadvantage or harm your business relationships. We may from time to time share information we collect with our business partners, affiliates, manufacturers, distributors, market analysts, advertisers and other third parties as described below.
Aggregated Information: We may share aggregated information about our Customers and Dealers and BlueTarp transactions with manufacturers, distributors, market analysts, advertisers, Business Partners, sponsors, our affiliates, and any other third parties. Aggregated information will not be identified with any particular Customer or Dealer.
Transaction Information: BlueTarp may from time to time use information we collect to help you personalize your account or to send you special email or mail offers on products and services we believe you will find of value.
If you do not want us to use or disclose the information we collect as described in this Privacy Statement, do not use the Site or the Software or otherwise provide that information to us.
Do Not Track
Some web browsers offer a "Do Not Track" setting. However, there is currently no industry standard regarding the meaning of "Do Not Track" and what, if anything, websites should do in response. Consequently, we may not respond to "Do Not Track" signals.
The Site and Software are intended for use by United States residents only, and we are not responsible for ensuring that our privacy policies and practices comply with non-U.S. laws and regulations.
BlueTarp provides only business services, and neither intends to collect nor knowingly collects any information from or about children.
Links to Other Websites
Our Site contains links to other websites. By clicking on such links, visitors will leave the BlueTarp Site and enter the other websites. If you make a purchase of goods or services from a third party listed on or linked to the website, any information that you give in connection with such purchase (such as a purchase card number and contact information) will be provided to such third party. This Privacy Statement does not cover the privacy practices of such linked websites and BlueTarp is not responsible for the privacy practices, data collection, security, or content of other websites. BlueTarp Site visitors, Customers and Dealers should be careful to review any privacy policies posted on linked websites before using them.
We may change our policies and practices (including this Privacy Statement) at any time in our sole discretion. You will receive notice of any amendment by our posting of the amended Privacy Statement on the Site. By accessing and using the information and services available on the Site following such amendment, you consent to the policies and practices outlined in this Privacy Statement as amended.
For additional information about BlueTarp Financial, Inc., the BlueTarp Site and Software or this Privacy Statement, please feel free to contact us at:
BlueTarp Financial Customer Service
PO Box 17825
Portland, ME 04112
Toll Free: 888-321-6698
© BlueTarp Financial, Inc. 2019